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Self-employed Kiwis are prioritising their businesses rather than thinking about retirement.
A report by the Retirement Commission and accounting firm Hnry shows just 44% of self-employed people actively contribute to KiwiSaver.
This is compared to 78% of employees.
The report also reveals 41% of self-employed workers don't get any government KiwiSaver contribution.
Retirement Commissioner Jane Wrightson told Mike Hosking they're having to make trade-offs.
She says employees get contributions from their employers, but self-employed people are having to pay themselves.
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